This refers to the loan granted by SRCB to the borrower provided that the borrower can mortgage possessed business property and repay the loan with the operating revenue from the property.

Features

In principle, loan term can not exceed 8 years, with maximum of 10 years. Loan interest rate is determined by factors such as loan amount, term, credit record and Loan to Value ratio.

Target customers

Enterprise legal person and other organizations that have been approved and registered with local Industrial and Commercial Authorities.