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RMB Installment Fixed Deposit

RMB Installment Fixed Deposit refers to the service that customer deposits a fixed amount of fund on a monthly basis and withdraw both principal and interest at one time on the maturity day.

Deposit term

The terms are 1 year, 3 years, and 5 years respectively.

Minimum amount

The minimum amount of an installment fixed deposit is RMB 5, without upper limit.

Deposit and withdrawal rules

The deposit amounts are set by customers themselves, and deposit will be made on a monthly basis.

If customers missed one deposit within the deposit term, three deposits must be made in the following month (one for the missed months, one for the current month, and one for the next month). There is no limitation on the number of making-ups.

Interest accruing rules

If the customer withdraws money at maturity, the interest will be paid according to the fixed deposit interest rate announced at the day when the deposit is made.

If the customer withdraws the money ahead of the maturity day, the interest will be paid according to the current deposit interest rate announced at the time of withdrawal.

If the customer withdraws the money post the maturity day, the interest since maturity to withdrawal day will be paid according to the current deposit interest rate announced at the time of withdrawal.

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