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RMB Current Deposit

The current deposit refers to a service without any deposit term limitations that cash deposits and withdraws can be made of any amount at any time during bank business hours.

Minimum amount
The minimum amount of a current deposit is RMB 1, without upper limit.

Deposit term
No requirement on deposit term.

Interest accruing rules
The interest of personal current deposit shall be calculated each day and paid on the quarterly basis, and the date of 20th day of the last month of each quarter shall be the date of interest settlement. Interest accrued on personal RMB current deposit is calculated at the rate set by PBoC. If there's any interest rate change within the maturity, the interest for the withdrawn will be paid according to the announced current deposit interest rate at the withdrawal day.

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