上海农商银行

The Insured

The Insured should only be yourself, the supplementary cardholder, and your spouse or child/ (children) traveling together with you.

Way of Coverage

All insurances are available after the primary card of Shanghai Rural Commercial Bank World and Platinum Travel Card is activated by the cardholder. In the event that the cardholder applies to cancel Shanghai Rural Commercial Bank World and Platinum Travel Card within the term of validity or fails to renew the card upon the expiry date, all the insurances above mentioned shall be terminated from the time of application for cancellation or the expiry of Shanghai Rural Commercial Bank World and Platinum Travel Card.

 The cardholder can enjoy the above insurances provided that he/she makes a payment (including payment in
   installments) of 100% public transport fares for himself/herself using Shanghai Rural Commercial Bank
   World and Platinum Travel Card or pays (including payment in installments) 80% and above of package
   tour fees by card.

 For specific terms and conditions and service procedures, please call customer service hotline of Ping An Insurance Company at 95512.