Shanghai Rural Commercial Bank Co., Ltd. (referred to as“SHRCB”hereinafter) was established on August 25th 2005. It is a state-owned bank headquartered in Shanghai and was the first provincial commercial bank in China that reincorporated from Rural Credit Cooperatives. On August 19th, 2021, the Bank was successfully listed on the main board of the Shanghai Stock Exchange (stock abbreviation: HU NONG SHANG HANG, stock code: 601825). Currently, the Bank has a registered capital of RMB 9.64 billion, operatesover 360 outlets and employs over 11000 staff members.
With the mission "Inclusive Finance Delivers Better Life", SHRCB is dedicated to building a service-oriented bank that creates value for customers and developing into a regional comprehensive financial services group renowned for its optimal experience and exceptional brand. The Bank upholds values of Integrity, Responsibility, Innovation and Collaboration, fostering a culture of Conscience, Enrichment, Excellence and Shared Prosperity. The Bank continues to advance its three core strategic priorities - Customer Centricity, Inclusive Finance, and Digital Transformation - while building robust financial service systems across retail banking, corporate finance, inclusive finance, science and technology finance, and sustainable finance. By providing comprehensive financial services to both corporate and individual clients, SHRCB cultivates and shapes distinctive strengths in key areas including empowering inclusive finance, supporting sci-tech innovation finance, driving rural revitalization, developing pension finance, promoting green finance and facilitating Yangtze River Delta integration.
The Bank’s market standing and financial strength have been widely recognized by leading industry institutions and rating agencies. In 2025, SHRCB ranked 124th in The Banker magazine’s “Top 1000 World Banks” ranking, and ranked 1st among urban rural commercial banks in GYROSCOPE Evaluation System by China Bank Association. SHRCB has maintained a good credit standing for consecutive years, reflected in its long-term issuer credit rating of "BBB" with a stable outlook from S&P Global Ratings and "AAAspc" credit rating with a stable outlook from S&P China.
Tracing its origins to Shanghai Rural Credit Cooperatives from 1949, SHRCB has built a heritage spanning over seven decades and continues to pursue its long-term vision of building a distinguished century-old banking brand. Driven by patriotic finance and public commitment, SHRCB advances national strategies, powers the real economy, and uplifts communities - fully dedicated to Shanghai's development while supporting national priorities. Leveraging the strengths of rural commercial banking, SHRCB delivers multidimensional value to customers, thereby propelling to China’s high-quality economic and social development forward on this collective journey.

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