1.Product Overview
This is a revolving local and foreign currency loan for enterprises to apply online for their import and export trade activities.
2.Target Clients
Foreign trade enterprises with financing needs.
3.Product Features
QR Code Application & Online Withdrawal: Instant credit line approval in RMB or USD upon QR code application, supporting online withdrawal and flexible repayment at any time.
No Collateral Required & Easy Processing: No physical collateral is needed; only a joint liability guarantee from the legal representative is required.
Government Subsidies & Risk Mitigation: During the ”Hu Mao batch activity“ period, loan interest subsidies are available, and export credit insurance policies can be obtained free of charge to reduce financing costs and control export risks.

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